If you received a letter, phone call, or email from Dunbar about unclaimed property — and your first instinct was to Google “is Dunbar legitimate?” — you’re in good company. That reaction is smart. Scams involving unclaimed property are real, and healthy skepticism protects you.
So let’s address it directly: **Yes, Dunbar is a legitimate company.** Here’s the full picture.
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## What Is Dunbar?
Dunbar is a professional unclaimed property recovery firm headquartered in King of Prussia, Pennsylvania. We’ve been helping individuals, families, and businesses recover lost and forgotten assets — uncashed checks, dormant bank accounts, insurance proceeds, stock dividends, and more — for years.
We operate in two areas:
– **Owner Location Services (OLS):** We identify rightful owners and heirs of unclaimed property and help them navigate the claim process — whether the property is still held by a financial institution or has already been transferred to a state treasury.
– **Reporting & Consulting (R&C):** We help banks, insurers, and other financial institutions stay compliant with unclaimed property laws, so more property gets returned to owners rather than sitting in state accounts indefinitely.
Our team includes former state-level unclaimed property administrators and specialists with decades of experience in the field.
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## Why Did Dunbar Contact Me?
Dunbar works with financial institutions and state agencies to locate people who are entitled to property they may not know exists.
If we reached out to you, it means our research identified you as the likely owner — or heir — of an asset. That asset could be:
– A dormant bank account from an old address
– An uncashed check or refund
– Life insurance proceeds on a deceased family member’s policy
– Stock shares or dividends from a company you or a relative once held
– A security deposit, utility refund, or vendor payment
We typically send an introductory letter or agreement before any further contact. You are never obligated to respond, and we will never ask you to pay us anything upfront.
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## How Do You Know Dunbar Isn’t a Scam?
That’s the right question. Here’s how to verify us:
**1. Look us up independently.**
Our website is [dunbargroup.com](https://dunbargroup.com). We have a physical office in King of Prussia, PA. Our phone number is listed publicly. Search “Dunbar unclaimed property” — you’ll find us.
**2. Check the state directly.**
Every state maintains a searchable unclaimed property database. You can search your name for free at your state treasury’s website (or through [missingmoney.com](https://www.missingmoney.com), the multi-state search tool). If Dunbar found something on your behalf, you can often verify the asset exists before you ever sign anything with us.
**3. We don’t ask for money upfront — ever.**
Legitimate recovery firms earn their fee only after you successfully recover your property. Our fee is a percentage of what you receive. If we don’t recover your asset, you owe us nothing. Any company that asks you to pay fees before you’ve received your property is a red flag.
**4. We don’t need your Social Security number to verify who you are — at least not immediately.**
The claim process will eventually require identity verification (states require it), but we will never pressure you to provide sensitive information in an initial outreach message.
**5. Our letter uses official business contact information.**
Our outreach letters include our company name, mailing address, and a named contact. We are not hiding behind a generic email or a P.O. box.
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## Red Flags That Indicate a Scam — For Comparison
So you can compare: here are warning signs of fraudulent unclaimed property notices:
– Generic email addresses (Gmail, Yahoo, Outlook) instead of a company domain
– No physical address or verifiable contact information
– Requests for upfront payment before any property is confirmed or recovered
– Urgency tactics (“Respond within 48 hours or your funds will be forfeited”)
– Requests for your full Social Security number or banking details in the first message
– No mention of the specific state where the property is held
– Cannot provide a property ID, holder name, or state reference
Dunbar’s communications will not contain any of these. If something you received from us feels off, call us directly at the number on our website — we’d rather verify for you than have you miss out on property that’s rightfully yours.
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## Is Dunbar Regulated?
The unclaimed property industry is governed by state laws (called escheatment or unclaimed property statutes), and every state has its own requirements. Dunbar operates in compliance with applicable state regulations in all states where we work. Our Reporting & Consulting practice is led by professionals who previously worked in state unclaimed property administration — meaning we understand these laws from the inside.
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## What Happens If I Decide to Work with Dunbar?
If you choose to move forward:
1. You’ll receive — or may have already received — an agreement outlining our services and fee structure. You review and sign at your own pace.
2. Once we have a signed agreement, our Services team begins working your case.
3. We gather the documentation required by the state or financial institution holding your property.
4. We file the claim and track it to completion.
5. When you receive your property, Dunbar collects a percentage as our fee.
There is no cost to you unless we successfully recover your assets. There is no pressure, no expiration, and no penalty for asking questions.
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## Still Have Questions?
We understand that receiving unexpected outreach about forgotten money can feel unusual. We’re happy to answer any questions before you decide whether to move forward.
**Contact us:**
– Email: [info@dunbargroup.com](mailto:info@dunbargroup.com)
– Website: [dunbargroup.com](https://dunbargroup.com)
– Office: King of Prussia, Pennsylvania
Your property is out there. We’d like to help you get it back.
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*Dunbar is a professional unclaimed property recovery firm serving individuals, families, and businesses across the United States. We specialize in Owner Location Services and Reporting & Consulting.*
